When your business is in its early stages of growth, employing between 2 and 99 employees, the opportunity exists for you to establish what type of company you are in your staff’s mind. One of the primary ways they’ll form their conclusions relates to the type of benefits they’re offered. Small business employee benefits programs can offer a variety of coverage types and levels, but your staff will welcome any plan options over none at all.

Many people find themselves going from self-employed to working for a company, not for the additional earnings but for the health benefits available for employees. There are a multitude of benefit types available and most insurance companies will work with you to develop packages that reflect the demographics and desires of your staff.


Typical employee benefits types offered by small businesses:

  • Health
  • Disability
  • Life
  • Dental
  • Vision


Every insurance plan you offer doesn’t have to be compulsory, in fact, many will be optional. The self-selected benefit packages that your staff may choose to opt into are known as voluntary benefits. In most cases you, as the small business owner, will have a number of conversations with your insurance benefits provider to determine what type of products are going to be best for your employees relative to your allocated benefits budget.

Your insurance provider will also assist you after the enrollment process. They’ll also be there to assist you with any billing concerns you or your staff may have.

Certainly, in the arena of insurance coverage, there is power in numbers. Every employee in the company can expect to pay less and enjoy a higher level of service with a group employee benefits package than they would had they opted to pay for their own insurance plan out of pocket.

If you’re a small business owner, talk to us about a benefits package that fits your budget.