“The choices you expect with the service you deserve.”
We are committed to working through the challenges to provide innovative solutions and expertise to meet the specific and changing needs in the area of Group Medical, Dental, Life, Disability and Voluntary Benefits. It is our priority to stay abreast of changing market trends and put together the right coverage with the right provider at the right price for our clients. We assist our clients through the process of choosing their product, enrollment, billing and claims service.
Group Medical Insurance
We are authorized agents for all local and national group health insurance plans. We offer a wide variety of plans including HMOs, PPOs, Health Savings Accounts (HSAs) and Level funding plans. We will customize the plan design to best meet the needs for you and your employees.
We offer affordable dental plans with great benefits that can be employer or employee paid. LP Benefits represents many trusted insurers for both PPO and DMO dental plans. We pride ourselves on matching a quality network, quick claims service and a solid product that matches our client’s needs..
Group Life & AD&D
Employees consider group life insurance an important benefit. Millions of Americans are under-insured and this coverage is an affordable option for employers to offer peace of mind for employee’s families in the event of premature death or accidental death and dismemberment. Coverage can be based on a flat amount for all employees, a multiple of earnings or a combination of both. We offer liberal levels of guaranteed issue coverage for groups with benefits that can be fully portable.
Group Long/Short Term Disability
Disability plans provide income replacement on a weekly or monthly basis and helps employees pay bills when they become disabled due to a sickness or non-work related injury. Long Term disability provides income where Short Term disability leaves off extending protection to Social Security Retirement Age.
Vision is more critical to a benefits package than you might think. Employees who have a vision benefit are nearly twice as satisfied with their benefits – and are more than twice as likely to say benefits are a reason they stay with their employer.
Voluntary benefits are a great way to offer valuable benefits to your employees. The employees take advantage of group discounted pricing and benefits they couldn’t purchase on their own.
It’s all about giving them added financial protection with the flexibility to choose what works best for them and/or their families.